Hajj can only be performed once a year, namely only in the month of Dhul-Hajja.

Umrah can be performed all year round.

Yes, Hajj is obligatory on the basis of the Quran and Sunnah. It is one of the pillars of Islam. If you can afford it financially and are healthy, you must meet this obligation.

Allah says in the Qur’an (interpretation of the meaning):

“And Allah has made pilgrimage obligatory upon the people, who are able to go there. And whoever disbelieves, Allah has no need of the worlds.” (Surat Al Imran)
The Prophet (peace and blessings of Allaah be upon him) also said: “Indeed, Allah has made Hajj obligatory upon you, so perform Hajj before it is too late.”

You can take your child with you when you perform your hajj. However, the Hajj or Umrah is not obligatory for those who have not yet reached maturity. This is because the pen has been lifted for children, as the Prophet (peace be upon him) said: “The Pen has been lifted for three people (i.e. their deeds are not recorded); for the child until he grows up, for the insane until he comes to his senses, and for the sleeping one until he wakes up.”

However, you get the reward for this.

No, if you have debts, you cannot perform the Hajj. Unless the creditor allows it.

You, as a menstruating woman, are obliged to declare the intention (Talbiya) at the Mieqaat to perform Hajj or Umrah. It is not permissible to delay entering Ihram until you reach Makkah and are clean (from your period).

However, you should not perform Umrah until you are clean and have performed Ghusl.

During Hajj you may perform all the deeds and say all the words of Hajj except the Tawaf around the Kaaba and the two prayer units that are prayed after it.

You do not need a mahram to perform Umrah.
To perform Hajj, you need a mahram. Unless you are over 45 years old.

The tawaf al-wada (the farewell tawaf), lapses for the menstruating woman, without her having to do anything in its place, such as penance.

No, unfortunately this is not possible. If you die in Saudi Arabia, you will be buried there. It is not possible for us as an organization to repatriate you to another country, because the Saudi legislation does not allow this.